Understanding the Homestead Exemption in Lee County, FL

If you own a home in Lee County, Florida, and use it as your primary residence, you may be eligible for the Homestead Exemption—a valuable property tax benefit that can save you thousands of dollars. This exemption reduces the taxable value of your home and provides additional protections under Florida law.

What is the Homestead Exemption?

The Homestead Exemption is a property tax benefit available to Florida homeowners who declare their primary residence as their permanent home. It reduces the taxable value of your home by up to $50,000, lowering the amount of property taxes you owe.

Benefits of the Homestead Exemption

• Property Tax Savings – The first $25,000 is exempt from all property taxes, including school district taxes. The next $25,000 applies to non-school taxes.
• Save Our Homes (SOH) Cap – Limits annual increases in assessed value to a maximum of 3% or the rate of inflation, whichever is lower.
• Protection from Creditors – Florida’s Homestead Law protects your home from forced sale by creditors (except in cases of unpaid taxes, mortgage foreclosures, or construction liens).
• Portability – You can transfer your SOH savings to a new Florida home, reducing taxable value on your next property.

Who Qualifies for the Homestead Exemption?

To qualify, you must:

• Own and occupy the property as your primary residence as of January 1st of the tax year you’re applying for.
• Be a permanent Florida resident.
• Submit an application to the Lee County Property Appraiser’s Office.

How to Apply for the Homestead Exemption in Lee County, FL

Step 1: Gather Required Documents

• Florida Driver’s License or ID (must show your Lee County home address)
• Florida Vehicle Registration (with Lee County address)
• Florida Voter Registration (if applicable)
• Property Deed or Tax Bill

Step 2: Apply Online or In-Person

Online: Apply through the Lee County Property Appraiser’s website.

In-Person: Visit the office at:

Lee County Property Appraiser’s Office
2480 Thompson St., Fort Myers, FL

Step 3: Submit Before the Deadline

Deadline: March 1st of the year you’re applying for. If you miss the deadline, you’ll have to wait until the following year.

Bonus Exemptions You May Qualify For

Florida offers additional exemptions for:

• Seniors (65+) with low income
• Veterans and active-duty military
• First responders and disabled persons
• Widows, widowers, and blind homeowners

Check with the Lee County Property Appraiser to see if you qualify for these extra savings!